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Packages2018-11-08T12:32:57+00:00

Self-pay packages

You can get private hospital treatment without private health insurance, as a ‘self- paying’ patient. If you don’t have private health insurance and want to pay out of your own pocket, most private hospitals will be able to offer you a fixed price surgery package for private hospital treatment. They offer the advantage of having a private operation at a time that suits you and at a fixed price that has been agreed beforehand.

The table below provides a comparison of the offerings from our partners.

  • PROVIDER
  • Scheme NameScheme Name
  • Includes initial consultation?Includes initial consultation?
  • Includes initial outpatient diagnostic services?Includes initial outpatient diagnostic services?
  • Includes pre-admission assessments and tests?Includes pre-admission assessments and tests?
  • Includes all hospital charges from admission to discharge?Includes all hospital charges from admission to discharge?
  • Includes surgeon and anaesthetist fees?Includes surgeon and anaesthetist fees?
  • Includes cost of prosthesis included for orthopaedic procedures?Includes cost of prosthesis included for orthopaedic procedures?
  • Includes post operative consultation?Includes post operative consultation?
  • Includes cost of take home drugs?Includes cost of take home drugs?
  • Includes post-operative care?Includes post-operative care?
  • Includes re-admission, if requiredIncludes re-admission, if required
  • Finance available?Finance available?
  • CancellationCancellation
  • Knee replacementKnee replacement
  • Hip replacementHip replacement
  • Cataract surgeryCataract surgery
  • Hernia repairHernia repair
  • BMI

  • Scheme NamePaying for Yourself
  • Includes initial consultation?No
  • Includes initial outpatient diagnostic services?No
  • Includes pre-admission assessments and tests?Yes
  • Includes all hospital charges from admission to discharge?Yes
  • Includes surgeon and anaesthetist fees?Yes
  • Includes cost of prosthesis included for orthopaedic procedures?Yes
  • Includes post operative consultation?Yes
  • Includes cost of take home drugs?Yes
  • Includes post-operative care?Yes. Up to six months aftercare, based on Consultant advice
  • Includes re-admission, if requiredUp to six months, readmission for clinically-related reasons
  • Finance available?12 months 0% interest free using the BMI Card
  • CancellationNot stated
  • Knee replacement£11,571
  • Hip replacement£10,576
  • Cataract surgery£2,273
  • Hernia repairNot published
  • Care UK

  • Scheme NameSelf Pay
  • Includes initial consultation?No
  • Includes initial outpatient diagnostic services?No
  • Includes pre-admission assessments and tests?Yes
  • Includes all hospital charges from admission to discharge?Yes
  • Includes surgeon and anaesthetist fees?Yes
  • Includes cost of prosthesis included for orthopaedic procedures?Yes
  • Includes post operative consultation?Yes
  • Includes cost of take home drugs?Yes
  • Includes post-operative care?Yes
  • Includes re-admission, if requiredYes, if arising from the original procedure
  • Finance available?12 months 0% interest free, via Chrysalis Finance
  • CancellationFull refund with a minimum of five working days’ notice
  • Knee replacement£8,995
  • Hip replacement£8,595
  • Cataract surgery£1,995
  • Hernia repair£2,195
  • HCA

  • Scheme NameHCA Self Pay
  • Includes initial consultation?No
  • Includes initial outpatient diagnostic services?No
  • Includes pre-admission assessments and tests?Yes
  • Includes all hospital charges from admission to discharge?Yes
  • Includes surgeon and anaesthetist fees?Yes
  • Includes cost of prosthesis included for orthopaedic procedures?Yes
  • Includes post operative consultation?Yes
  • Includes cost of take home drugs?Yes
  • Includes post-operative care?Not included
  • Includes re-admission, if requiredWill not charge extra should any complications develop
  • Finance available?12 months 0% interest free, via Chrysalis Finance
  • CancellationFull refund with a minimum of three working days’ notice
  • Knee replacement£14,850
  • Hip replacement£14,050
  • Cataract surgery£2,925 to £3,250
  • Hernia repair£3,200
  • Nuffield

  • Scheme NameNuffield PricePromise
  • Includes initial consultation?No
  • Includes initial outpatient diagnostic services?No
  • Includes pre-admission assessments and tests?Yes
  • Includes all hospital charges from admission to discharge?Yes
  • Includes surgeon and anaesthetist fees?Yes
  • Includes cost of prosthesis included for orthopaedic procedures?Yes
  • Includes post operative consultation?Yes
  • Includes cost of take home drugs?Yes
  • Includes post-operative care?Yes. No time limits are placed on aftercare provided it is clinically required
  • Includes re-admission, if requiredYes, if arising from the original procedure
  • Finance available?10 months 0% interest free, via Zebra Health Finance
  • CancellationFull refund with a minimum of 14 working days’ notice
  • Knee replacement£ 9,560 to £15,370
  • Hip replacement£9,560 to £14,030
  • Cataract surgery£2,175 to £3,535
  • Hernia repair£ 2,665 to £3,210
  • Ramsay

  • Scheme NameTotalCare
  • Includes initial consultation?No
  • Includes initial outpatient diagnostic services?No
  • Includes pre-admission assessments and tests?Yes
  • Includes all hospital charges from admission to discharge?Yes
  • Includes surgeon and anaesthetist fees?Yes
  • Includes cost of prosthesis included for orthopaedic procedures?Yes
  • Includes post operative consultation?Yes
  • Includes cost of take home drugs?Yes
  • Includes post-operative care?Sixty days of post discharge outpatient care
  • Includes re-admission, if requiredNot stated
  • Finance available?10 months 0% interest free, via Zebra Health Finance
  • CancellationNot stated
  • Knee replacement£10,926 to £13,200
  • Hip replacement£10,348 to £12,500
  • Cataract surgery£1,833 to £2,690
  • Hernia repair£2,516 to £2,825
  • Spire

  • Scheme NameSelf Pay
  • Includes initial consultation?No
  • Includes initial outpatient diagnostic services?No
  • Includes pre-admission assessments and tests?Yes
  • Includes all hospital charges from admission to discharge?Yes
  • Includes surgeon and anaesthetist fees?Yes
  • Includes cost of prosthesis included for orthopaedic procedures?Yes
  • Includes post operative consultation?Yes
  • Includes cost of take home drugs?Yes
  • Includes post-operative care?Clinically necessary follow- up physiotherapy, radiology and pathology
  • Includes re-admission, if requiredUp to twelve months, readmission for clinically-related reasons
  • Finance available?10 months 0% interest free, via Zebra Health Finance
  • CancellationNot stated
  • Knee replacement£9,955 to £15,502
  • Hip replacement£9,400 to £15,050
  • Cataract surgery£2,165 to £3,340
  • Hernia repairNot published